Auto Lease Calculator

Estimate your monthly lease payment using the negotiated price (cap cost), residual value, money factor, and term. Taxes/fees are optional.

Negotiated Price (Cap Cost)

Cap Cost Reduction (Down Payment)

Residual Value (%)

Residual as % of MSRP/cap cost.

Money Factor

Money factor ≈ APR / 2400. Example: 0.0025 ≈ 6% APR.

Lease Term (months)

Acquisition / Other Fees (capitalized)

Added to the capitalized cost.

Sales Tax (optional, % of payment)

If your state taxes monthly payments.

Adjusted Cap Cost:

Residual Value:

Base Payment (pre-tax):

Estimated Payment (incl. tax):

Total Paid Over Term: