Loan Affordability Calculator

Estimate the maximum loan and home price based on income, debts, down payment, rate, term, and PITI.

Gross Annual Income

Monthly Debts

Front-End Ratio (%)

Back-End Ratio (%)

Down Payment

Interest Rate (%)

Loan Term (Years)

Property Tax (annual)

Insurance (annual)

HOA (monthly)

Max Loan Amount:

Estimated Home Price:

P&I Payment:

Estimated PITI + HOA:

Max Allowed Housing (front/back):